Growarth Capita
Business Loan

Fuel Your Business Growth

Expand operations, manage working capital, or invest in new equipment. Our unsecured business loans offer quick funding with terms that adapt to your cash flow.

Request Callback

Fill in your details and our team will get back to you.

Why Choose Our Business Loan?

Capital designed for enterprises that need speed, flexibility, and trust.

High Funding

Unsecured loans from ₹1 Lakh up to ₹50 Lakhs for working capital, expansion, or equipment.

Customised Solutions

Repayment structures aligned with your business cash flow — not a rigid EMI schedule.

Quick Turnaround

Streamlined digital approval with minimal documentation. Funds in 48 hours.

No Collateral

Unsecured funding — no asset mortgage or third-party guarantee required.

Loan Details

Loan Amount₹1,00,000 – ₹50,00,000
Interest RateStarting from 12% p.a.
Repayment Tenure12 – 60 months
Processing FeeUp to 2.5% of loan amount
Prepayment ChargesNil after 12 months

Eligibility Criteria

  • Business vintage of 3+ years
  • Minimum annual turnover of ₹10 Lakhs
  • Age 25–65 years (individual applicants)
  • ITR filed for the last 2 years
  • No history of default or NPA

Documents Required

Get started with these essential documents.

KYC of promoters / directors
Last 2 years ITR with computation
Last 6 months' bank statements
Business proof (GST / Udyam / Trade License)
Financials (P&L, Balance Sheet for 2 years)

Frequently Asked Questions

Quick answers about our business loan product.

Can I get a business loan without collateral?

Yes, our business loans are unsecured. No collateral or guarantor is required.

How quickly can I get the funds?

Once all documents are submitted, eligible applicants receive funds within 48 hours.

What is the minimum turnover required?

Your business should have a minimum annual turnover of ₹10 Lakhs.

Can startups apply?

We primarily serve businesses with a minimum vintage of 3 years. For younger businesses, we evaluate on a case-by-case basis.

Ready to Grow Your Business?

Apply for a business loan and get funded within 48 hours.

Apply Now