Unlock the Value of Your Property
Convert your idle property into liquid capital. Whether for business expansion, higher education, or medical emergencies — a Loan Against Property offers high value at lower interest rates.
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Why Choose Loan Against Property?
Leverage your property to meet your biggest financial goals.
High Loan-to-Value
Borrow up to 70% of your property's market value — ideal for large funding needs.
Low Interest Rates
Secured lending means significantly lower rates compared to unsecured loans.
Long Repayment Tenure
Flexible repayment up to 20 years, keeping EMIs affordable and manageable.
Property Unused
Continue living in or using your property while the loan is outstanding.
Loan Details
Eligibility Criteria
- Age 25–65 years
- Salaried or self-employed with stable income
- Ownership of clear-title residential or commercial property
- Minimum property value of ₹15 Lakhs
- Co-applicant (spouse / earning family member) preferred
Documents Required
We make the process straightforward with clear documentation.
Frequently Asked Questions
Common questions about Loan Against Property.
Can I continue living in my property after taking the loan?
Yes, you retain full possession and usage of the property. The lender holds a lien but you continue to live or use it.
What types of property are accepted?
Both residential and commercial properties with clear titles are accepted. The property must be legally usable and marketable.
How is the loan amount determined?
The loan amount is based on the property's current market value as assessed by an approved valuer, typically up to 70%.
What happens if I default?
We work with you to restructure the loan before any enforcement action. Genuine repayment difficulties are handled case by case.